Protect Your Business, Secure Your Future
Comprehensive Coverage for Fire, Theft, Liability and Natural Calamities
Key Benefits
Covers Fire, Theft & Natural Calamities
Safeguards physical assets from major risks
Protects Stock & Machinery
Ensures coverage for damage or loss to business assets
Liability Protection
Covers legal liabilities to third parties
Plans
Iffco Tokio
Trade Suvidha Policy
Premium: ₹2.25 per ₹1,000 of sum insured (applicable to fire & allied perils)
Coverage Amount: Based on value of business assets
- Covers fire, burglary, natural disasters & electronic equipment damage
- Includes personal accident, fidelity, burglary and money-in-transit cover
- Optional add-ons: cash in safe, public liability, glass breakage
ICICI Lombard
Bharat Sookshma Udyam Suraksha Policy (≤ ₹5 Cr risk)
Premium: ~0.1% of sum insured
Coverage Amount: Up to ₹5 Cr
- Protection for building, machinery, stock and plant against fire and perils
- Includes additions, temporary removals, debris removal and outside stocks
- 24/7 support with claims processed within 10 days
New India Assurance
Corporate–Office Package
Premium: ~0.1% of sum insured
Coverage Amount: Custom by asset value
- Covers fire, burglary, all-risk, legal liability, data restoration and in‑transit cash
- Includes personal accident, fidelity, cheque forgery, glass damage
- Add-ons: earthquake, terrorism, loss of rent, tenant’s liability
United India Insurance
Corporate/Office Package Insurance
Premium: ~0.1% of sum insured
Coverage Amount: Based on insured assets
- Comprehensive protection: fire, theft, all-risk equipment cover, liability
- Covers money, fidelity, personal accident and more
- Modular add-ons: terrorism, earthquake, loss of rent, transit
HDFC Ergo
Business Shield / Corporate Cover
Premium: ₹10,000+ for ₹1 Cr asset value
Coverage Amount: Customizable to suit MSMEs
- Covers fire, theft, natural perils, burglary, cash, debris removal
- Includes personal accident, fidelity, money in transit, data loss
- Add-ons: liability, glass breakage, tenant’s improvements
Oriental Insurance
Business Package Policy
Premium: ~0.1% of sum insured
Coverage Amount: Based on asset sum insured
- All-in-one cover: fire, burglary, machinery breakdown, money, fidelity
- Optional extensions: liability, earthquake, terrorism, rent loss
- Tailored for shops, offices, small industries
Frequently Asked Questions
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