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Secure every step of your construction journey

Protect your construction projects against accidents, damage and third-party claims—from start to finish

Key Benefits

Comprehensive Project Coverage

Comprehensive Project Coverage

Protects construction works, materials and on-site equipment against accidental damage.

Third-Party Liability Protection

Third-Party Liability Protection

Covers legal liability for injury or property damage to third parties during construction.

Minimized Financial Loss

Minimized Financial Loss

Reduces out-of-pocket expenses from unforeseen site incidents, delays or damage.

Plans

Iffco Tokio logo

Iffco Tokio

Contractors All Risk Insurance

Premium: ~0.1% of contract value

Coverage Amount: Custom, corresponding to total contract value

  • Covers accidental physical damage to construction works, buildings, bridges, tunnels
  • Includes legal liability for third-party injury and property damage
  • Extended cover for subcontractors, principal's interest & site clearing
  • Policy term aligns with construction schedule
  • Quick claim support for uninterrupted project progress
New India Assurance logo

New India Assurance

Contractors All Risks Insurance

Premium: ~0.1% of sum insured

Coverage Amount: Equivalent to contract/work value

  • Section I: Material damage to works-in-progress
  • Section II: Third-party liability for injury or property damage
  • Optional add-ons: debris removal, earthquake, terrorism, maintenance
  • Flexible premium payments (quarterly instalments)
  • Supports contract extensions via escalation clause
United India Insurance logo

United India Insurance

Contractors All Risk Policy

Premium: ~0.1% of contract value

Coverage Amount: Based on project cost

  • Comprehensive accidental damage cover for civil projects
  • Third-party liability section for injury or damage claims
  • Extensions for debris removal, surrounding property, earthquake, demolition
  • Joint coverage for principal, contractor & subcontractor
ICICI Lombard logo

ICICI Lombard

Contractors All Risk Insurance

Premium: ~0.1% of contract value

Coverage Amount: Up to total contract/project value

  • Protects civil works from accidental on-site damage
  • Third-party liability for site-related injury/damage
  • Add-ons: partner interest, debris removal, terrorism, boiler cover
  • Rapid claim settlement
  • Policy period tailored to project timeline
HDFC Ergo logo

HDFC Ergo

Contractor’s All Risk Insurance

Premium: ~0.1% of insured value

Coverage Amount: Up to full contract/project valuation

  • Covers accidental damage/loss to construction work
  • Third-party liability for injury/property damage
  • Optional cover: debris removal, principal interest, terrorism
  • Supports single & multi-location projects
  • Efficient claims and project continuity
Oriental Insurance logo

Oriental Insurance

Contractor’s All Risk Insurance

Premium: ~0.1% of contract value

Coverage Amount: Equal to contract cost/project value

  • Accidental damage cover for ongoing works
  • Third-party liability protection
  • Add-ons: surrounding property, debris, earthquake, terrorism
  • Covers principal's, contractor's & subcontractor's interests
  • Policy aligned with project duration

Frequently Asked Questions

Trusted by Leading Insurance Partners

We work with the industry's most reputable insurance providers to bring you the best coverage options

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