Secure every step of your construction journey
Protect your construction projects against accidents, damage and third-party claims—from start to finish
Key Benefits

Comprehensive Project Coverage
Protects construction works, materials and on-site equipment against accidental damage.

Third-Party Liability Protection
Covers legal liability for injury or property damage to third parties during construction.

Minimized Financial Loss
Reduces out-of-pocket expenses from unforeseen site incidents, delays or damage.
Plans

Iffco Tokio
Contractors All Risk Insurance
Coverage Amount: Custom, corresponding to total contract value
- Covers accidental physical damage to construction works, buildings, bridges, tunnels
- Includes legal liability for third-party injury and property damage
- Extended cover for subcontractors, principal's interest & site clearing
- Policy term aligns with construction schedule
- Quick claim support for uninterrupted project progress

New India Assurance
Contractors All Risks Insurance
Coverage Amount: Equivalent to contract/work value
- Section I: Material damage to works-in-progress
- Section II: Third-party liability for injury or property damage
- Optional add-ons: debris removal, earthquake, terrorism, maintenance
- Flexible premium payments (quarterly instalments)
- Supports contract extensions via escalation clause

United India Insurance
Contractors All Risk Policy
Coverage Amount: Based on project cost
- Comprehensive accidental damage cover for civil projects
- Third-party liability section for injury or damage claims
- Extensions for debris removal, surrounding property, earthquake, demolition
- Joint coverage for principal, contractor & subcontractor

ICICI Lombard
Contractors All Risk Insurance
Coverage Amount: Up to total contract/project value
- Protects civil works from accidental on-site damage
- Third-party liability for site-related injury/damage
- Add-ons: partner interest, debris removal, terrorism, boiler cover
- Rapid claim settlement
- Policy period tailored to project timeline

HDFC Ergo
Contractor’s All Risk Insurance
Coverage Amount: Up to full contract/project valuation
- Covers accidental damage/loss to construction work
- Third-party liability for injury/property damage
- Optional cover: debris removal, principal interest, terrorism
- Supports single & multi-location projects
- Efficient claims and project continuity

Oriental Insurance
Contractor’s All Risk Insurance
Coverage Amount: Equal to contract cost/project value
- Accidental damage cover for ongoing works
- Third-party liability protection
- Add-ons: surrounding property, debris, earthquake, terrorism
- Covers principal's, contractor's & subcontractor's interests
- Policy aligned with project duration
Frequently Asked Questions
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