Safeguard Your Business from Employee Dishonesty
Shield your business against employee theft, fraud and embezzlement with comprehensive fidelity coverage
Key Benefits

Financial Protection
Covers losses from employee theft, fraud or embezzlement.

Peace of Mind
Safeguards your business assets and reputation.

Comprehensive Coverage
Protects against both intentional and accidental dishonest acts.
Plans

Iffco Tokio
Employee Dishonesty Cover
Coverage Amount: Up to the specified limit per employee or role
- Covers direct financial loss due to employee theft, fraud or embezzlement
- Ideal for high-risk roles like cashiers, storekeepers, accountants
- Flexible naming: individual employee or position-based or floater
- Designed for businesses with weak internal controls
- Quick claims processing to reduce financial impact

New India Assurance
Fidelity Guarantee Policy
Coverage Amount: ₹1 L to ₹10 Cr+
- Protects against pecuniary loss from employee dishonesty in office or transit
- Can insure individual employees or groups under one policy
- PSU-backed reliability and wide branch network
- Covers direct loss of money or goods handled by employees
- Add-ons for transit or off-premises work

United India Insurance
Fidelity Guarantee Insurance
Coverage Amount: ₹1 L to ₹10 Cr+
- Covers financial loss from employee fraud or misappropriation
- Supports both position-wise and floater basis for roles
- Covers loss during employment until policy expiry
- PSU-grade process and timely claim settlements
- Suitable for cash-handling staff, storekeepers, accountants

ICICI Lombard
Fidelity Guarantee Insurance Policy
Coverage Amount: Individual or position-based limits up to ₹10 Cr
- Covers monetary loss due to employee dishonesty or fraud
- Cover for trusted positions: cashier, storekeeper, etc. under named or floater format
- Premium influenced by internal controls and audit systems
- Ideal for firms seeking risk mitigation for key roles

HDFC Ergo
Fidelity Guarantee Insurance Policy
Coverage Amount: Custom per employee or position
- Protects against financial loss from employee fraud, theft or dishonesty
- Covers collateral, money and assets mishandled by authorised staff
- Option to include terrorism-related dishonesty at extra premium
- Covers dishonest acts during tenure and up to 12 months post-termination
- 24/7 in-house claims support for swift settlement

Oriental Insurance
Fidelity Insurance
Coverage Amount: ₹1 L to ₹10 Cr+
- Covers direct loss of money due to employee larceny, embezzlement or fraud
- Named employee or position coverage—ideal for cash-handling roles
- PSU security & strong nationwide branch support
- Simple wording makes it easy to explain and implement
- Covers loss during service period only
Frequently Asked Questions
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