Secure Your Assets Against Fire

Coverage Amount: Up to ₹3–10 crore (structure & contents)

• Covers fire, allied perils, STFI, earthquake & terrorism
• Auto-escalation of sum insured by 10% annually
• Reinstatement value basis; no under-insurance
• Debris removal & professional fees included
• Covers contents including valuables & electronics

Coverage Amount: Up to ₹10 lakh (contents) + structure value

• Structure + contents; contents auto-covered at 20% of structure sum insured
• No average clause on contents; reinstatement value policy
• Simplified, fixed-rate premiums
• Automatic 10% escalation in cover
• Nationwide survey network, streamlined claims

Coverage Amount: Based on declared building + contents value

• Covers fire & allied perils, gas explosion, electrical risks
• Includes man-made perils (bursts, riots, short circuits)
• Clear sectional coverage (structure + contents)
• IRDAI-regulated premiums; broad national presence
• Easy claim process and documentation

Coverage Amount: Up to ₹2 crore (structure) + ₹1 crore (contents)

• Covers fire, STFI, earthquake, landslide, terrorism
• Replacement or market-value cover
• Long-term policies up to 20 yrs with discounts
• Bundle discounts for structure + contents
• Tech-aided risk surveys for faster claims

Coverage Amount: Up to ₹10 crore (structure) + ₹25 lakh (contents)

• Covers fire + special perils: STFI, earthquake, etc.
• Add-ons: debris removal, professional fees, earthquake
• 10% annual auto-escalation
• Up to 15-year policies with 50% discount
• Safety feature discounts reduce premium

Coverage Amount: Per declared property value; All-India Fire Tariff

• Covers fire, storm, lightning, explosion & allied perils
• Add-ons for legal liability, burglary & public liability
• IRDAI-approved, with robust claim settlement
• Flexible coverage aligned to property value
• Extensive regional offices ensure strong support