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Secure Your Jewelry Business Today with Expert Jewelry Shop Insurance

Tailored Coverage for Jewelers—Protecting Against Theft, Damage and Liability

Key Benefits

Comprehensive Protection

Comprehensive Protection

Safeguards inventory from theft, fire and damage, on-premises or in transit.

Employee Dishonesty Coverage

Employee Dishonesty Coverage

Protects against losses from employee theft or fraud.

Tailored Options

Tailored Options

Customizable coverage like exhibition, public liability and transit protection.

Plans

Iffco Tokio logo

Iffco Tokio

Jewellers Block Insurance

Premium: 0.1% of insured value

Coverage Amount: Sum insured as declared per section (stock, transit, premises)

  • Covers stock (gold, diamonds, bullion) in showcases, safes, strongrooms, premises
  • Protects goods in transit, custody of employees or third parties
  • Includes building, contents, trade equipment, neon signs, glass & fittings
  • Personal accident cover for owners, partners, employees
  • Optional infidelity, exhibitions, bank/private locker cover
ICICI Lombard logo

ICICI Lombard

Jewellers Block Insurance

Premium: 0.15% of insured value

Coverage Amount: Based on declared sums for each section

  • Covers shop stock in premises, safes, display windows, lockers
  • Includes items in custody of employees, contractors, agents
  • Protects transit via post, couriers, angadias, airfreight
  • Covers trade equipment, fixtures & fittings in shop
  • Add-ons: earthquake, STFI, terrorism, exhibition, cutter/goldsmith dishonesty
New India Assurance logo

New India Assurance

Jewellers Shop Insurance

Premium: 0.1% of insured value

Coverage Amount: Declared value per section (stock, transit)

  • Covers stock & contents in premises for fire, burglary, allied perils
  • Stocks in transit and custody covered (similar to merchant cover)
  • Includes money in premises and personal accident for staff
  • Optional extensions: employee dishonesty, exhibition coverage
  • Pan-India claim support under IRDAI tariff norms
United India Insurance logo

United India Insurance

Jewellers Block (Shop) Insurance

Premium: 0.1% of insured value

Coverage Amount: Declared amounts per section (stock, equipment, transit)

  • Covers jewellery stock in premises, safes, display windows
  • Goods in transit and custody of authorized persons
  • Includes building, shop contents, fixtures & fittings
  • Extensions: burglary, employee dishonesty, riot, earthquake
  • Simple declaration process and streamlined claims
HDFC Ergo logo

HDFC Ergo

Jewellers Block Insurance

Premium: 0.12% of insured value

Coverage Amount: Declared values per section

  • Protects stock in shop premises, display, safes under fire, theft, riot
  • Covers goods in transit & custody (couriers, employees)
  • Includes shop contents, fixtures, fittings, equipment
  • Optional covers: burglary, ER/EE dishonesty, earthquake, STFI, terrorism
  • Add-ons for exhibitions and vandalism
Oriental Insurance logo

Oriental Insurance

Jewellers Block Insurance

Premium: 0.1% of insured value

Coverage Amount: Declared sums per section

  • Covers stock, bullion, gems in shop, safe, window display
  • Includes goods in transit (registered couriers, employees)
  • Building, contents, fixtures, trade equipment protected
  • Optional add-ons: burglary, disaster, employee fraud, exhibition
  • IRDAI-regulated, easy claim process with regional support

Frequently Asked Questions

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