Secure Your Jewelry Business Today with Expert Jewelry Shop Insurance
Tailored Coverage for Jewelers—Protecting Against Theft, Damage and Liability
Key Benefits

Comprehensive Protection
Safeguards inventory from theft, fire and damage, on-premises or in transit.

Employee Dishonesty Coverage
Protects against losses from employee theft or fraud.

Tailored Options
Customizable coverage like exhibition, public liability and transit protection.
Plans

Iffco Tokio
Jewellers Block Insurance
Coverage Amount: Sum insured as declared per section (stock, transit, premises)
- Covers stock (gold, diamonds, bullion) in showcases, safes, strongrooms, premises
- Protects goods in transit, custody of employees or third parties
- Includes building, contents, trade equipment, neon signs, glass & fittings
- Personal accident cover for owners, partners, employees
- Optional infidelity, exhibitions, bank/private locker cover

ICICI Lombard
Jewellers Block Insurance
Coverage Amount: Based on declared sums for each section
- Covers shop stock in premises, safes, display windows, lockers
- Includes items in custody of employees, contractors, agents
- Protects transit via post, couriers, angadias, airfreight
- Covers trade equipment, fixtures & fittings in shop
- Add-ons: earthquake, STFI, terrorism, exhibition, cutter/goldsmith dishonesty

New India Assurance
Jewellers Shop Insurance
Coverage Amount: Declared value per section (stock, transit)
- Covers stock & contents in premises for fire, burglary, allied perils
- Stocks in transit and custody covered (similar to merchant cover)
- Includes money in premises and personal accident for staff
- Optional extensions: employee dishonesty, exhibition coverage
- Pan-India claim support under IRDAI tariff norms

United India Insurance
Jewellers Block (Shop) Insurance
Coverage Amount: Declared amounts per section (stock, equipment, transit)
- Covers jewellery stock in premises, safes, display windows
- Goods in transit and custody of authorized persons
- Includes building, shop contents, fixtures & fittings
- Extensions: burglary, employee dishonesty, riot, earthquake
- Simple declaration process and streamlined claims

HDFC Ergo
Jewellers Block Insurance
Coverage Amount: Declared values per section
- Protects stock in shop premises, display, safes under fire, theft, riot
- Covers goods in transit & custody (couriers, employees)
- Includes shop contents, fixtures, fittings, equipment
- Optional covers: burglary, ER/EE dishonesty, earthquake, STFI, terrorism
- Add-ons for exhibitions and vandalism

Oriental Insurance
Jewellers Block Insurance
Coverage Amount: Declared sums per section
- Covers stock, bullion, gems in shop, safe, window display
- Includes goods in transit (registered couriers, employees)
- Building, contents, fixtures, trade equipment protected
- Optional add-ons: burglary, disaster, employee fraud, exhibition
- IRDAI-regulated, easy claim process with regional support
Frequently Asked Questions
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