Invest in Protection that Grows Your Wealth
Ideal for conservative investors seeking guaranteed benefits and stable savings
Key Benefits

Guaranteed Returns
Secure your future with steady, guaranteed payouts.

Profit Bonuses
Earn additional returns through your share of the plan’s profits.

Wealth Growth with Protection
Grow your savings while securing your family’s future.
Plans

HDFC Life
Premium: ₹5,000/month*
Coverage Amount: ₹10–50 Lakhs
- Guaranteed annual bonuses + maturity benefits
- Premium waiver on death of parent
- Flexible premium payment terms
- Enhanced protection with optional riders
- Trusted brand with high claim settlement ratio

Axis Max Life
Premium: ₹4,500/month*
Coverage Amount: ₹5–25 Lakhs
- Guaranteed benefits with annual bonuses
- Flexible payout options for education milestones
- Tax benefits under Section 80C & 10(10D)
- Life cover continues with premium waiver
- High policyholder satisfaction rate

ICICI Prudential
Premium: ₹5,200/month*
Coverage Amount: ₹10–40 Lakhs
- Annual reversionary bonus + final bonus at maturity
- Pay premiums for a limited term, enjoy long-term benefits
- Enhanced child education and marriage planning support
- Waiver of premium on parent’s death
- Strong digital claim support system

Reliance Nippon Life
Premium: ₹4,000/month*
Coverage Amount: ₹5–20 Lakhs
- Steady wealth accumulation with bonus additions
- Life cover with automatic premium waiver
- Maturity payouts aligned with child’s education needs
- Additional riders for accidental and health protection
- Simplified claim process

IndiaFirst Life
e-Term Plan
Premium: ₹4,200/month*
Coverage Amount: ₹7–30 Lakhs
- Assured returns with participating profits
- Child-focused benefits with milestone payouts
- Multiple policy term & premium options
- Waiver of future premiums in case of death
- Backed by Bank of Baroda & Union Bank of India

PNB MetLife
Mera Term Plan Plus
Premium: ₹2000/month*
Coverage Amount: Multiple of your annualized premium
- Participating plan with annual bonuses
- Customizable payment frequency (monthly/yearly)
- Life cover + waiver benefits for uninterrupted protection
- Flexible plan terms to align with your child’s age
- High solvency and claim settlement track record
Frequently Asked Questions
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