Shield Your Business from Legal Risks
Protect against claims of negligence, errors or omissions in your professional services
Key Benefits
Legal Expense Coverage
Protects against costs from negligence or error claims.
Financial Security
Covers compensation payments to clients if you are found liable.
Reputation Protection
Helps maintain trust by handling disputes professionally.
Plans
Iffco Tokio
Professional Indemnity Insurance
Coverage Amount: Based on declared professional fees—typically ₹10 lakh to ₹5 crore
- Covers legal liability for professional errors, negligence, omissions
- Tailored for consultants, IT firms, designers, surveyors
- Add-ons: mitigation expenses, PR crisis costs, employee dishonesty
- Covers delayed delivery & outstanding fees
- Claims-made policy—covers incidents during policy period
New India Assurance
Professional Indemnity Policy
Coverage Amount: ₹10 lakh to ₹5 crore per claim/policy
- Protects against negligence-related financial losses
- Covers legal defence costs, settlements, court fees
- Suitable for a wide range of professions (consultants, IT, architects)
- Includes public liability for professional acts
- Tariff-based simplicity and reliability
United India Insurance
Professional Indemnity Cover
Coverage Amount: ₹10 lakh to ₹5 crore per incident/policy
- Guards against errors, omissions, professional negligence
- Covers defence costs, settlements, legal expenses
- Optional extensions for violation of professional duties
- Issued as open or claims-made policy
- IRDAI-regulated terms with robust support
ICICI Lombard
Professional Indemnity Insurance
Coverage Amount: ₹10 lakh to ₹5 crore (larger limits possible)
- Covers legal liability, defence costs, third-party suits
- Includes settlements, judgments & administrative expenses
- Supports risk management and legal counsel access
- Tailored for doctors, consultants, legal, tech professionals
- Optional retroactive cover & out-of-court settlement
HDFC Ergo
Specialty Professional Liability
Coverage Amount: ₹10 lakh to ₹5 crore per claim/policy
- Covers negligence: errors, omission, breach of duty
- Includes retroactive coverage and defence costs
- Customizable for educators, legal advisors, consultants
- Covers suits related to employment practices & fiduciary duty
- Broad employment practice protections included
Oriental Insurance
Professional Indemnity Policy
Coverage Amount: ₹10 lakh to ₹5 crore
- Covers claims for professional negligence and omissions
- Pays for legal defence, settlements and associated costs
- Optional add-ons: public liability, technology errors & omissions
- Flexible claims-made or occurrence policy format
- IRDAI-compliant terms and regional support
Frequently Asked Questions
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