Terms and Conditions

1. Nature of Services

We operate as a licensed insurance marketing firm under the Insurance Regulatory and Development Authority of India (IRDAI), Licence No: [Licence Number].

Our role is to provide information, comparisons and assistance in selecting insurance products offered by various insurers.

We do not collect or process any premium payments. All payments are made directly on the respective insurance company’s official website.

2. No Financial Transactions on Our Platform

You acknowledge that all financial transactions occur solely between you and the insurer through their official payment channels.

3. Accuracy of Information

While we strive to provide accurate, up-to-date information, product details, terms and premiums are provided by insurers and are subject to change.

We are not liable for discrepancies, omissions or delays in updating content.

It is your responsibility to verify all information with the insurer before making a purchase.

4. Third-Party Links

Our website may contain links to third-party (insurer) websites. These links are provided for your convenience.

We do not control, endorse or take responsibility for the content, policies or security of these third-party websites.

Your interactions with these websites are governed by their respective Terms & Privacy Policies.

5. Limitation of Liability

We are not responsible for any direct, indirect or consequential losses arising from your use of our services, reliance on information or dealings with insurers.

Any disputes related to policy issuance, claims or payments must be addressed directly with the concerned insurer.

6. User Obligations

• Provide accurate and truthful information when interacting with us.
• Use our website only for lawful purposes.
• Do not attempt to access, alter or misuse our systems or data.

7. Data Privacy

Your personal data is collected and processed as per our Privacy Policy. By using our services, you consent to our data handling practices outlined there.

8. Regulatory Compliance

We comply with all applicable laws and IRDAI regulations. If required, we may disclose your information to regulatory authorities without prior notice.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of our services constitutes acceptance of the updated Terms.

10. Governing Law & Jurisdiction

These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Gurugram, Haryana.

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