Protect Your Crop, Secure Your Future

Coverage Amount: Sum insured based on full cost of cultivation

• Protects against yield losses from drought, floods, unseasonal rain, hailstorms, pests, diseases
• Supports area-based and individual loss models
• Covers post-harvest losses within two weeks of harvest
• Available for food grains, oilseeds and horticultural crops
• Fast, government-supported claim process

Coverage Amount: Based on input cost (manure, labor, seedlings, etc.)

• Covers plants, trees, fruits and field crops from fire, lightning, flood and riots
• Insures against both standing crop losses and natural disasters
• Ideal for horticulture and plantation crops
• Optional cover for theft, pest damage or irrigation mishaps

Coverage Amount: Based on cost of cultivation & crop season

• Shields field crops and horticultural plantations from natural perils
• Covers both standing crop and post-harvest losses (weather-dependent)
• Customizable for pests, diseases, flood and storms
• PSU reliability with regional and individual coverage

Coverage Amount: Based on weather index representing crop value

• Pays indemnity for adverse weather triggers—rainfall deficit/excess, temperature extremes, wind, humidity
• Covers defined perils across food grains, oilseeds, commercial crops
• Quick payouts based on verifiable weather data, reducing delay
• Minimal documentation—server data-driven approach

Coverage Amount: Based on crop input cost/value

• Covers yield losses due to adverse weather, pests or plant diseases
• Suitable for rain-dependent and irrigated crops
• Payouts aligned with area-level or farm-level assessments
• Premiums based on historical weather and hypothesis of risk

Coverage Amount: Full crop value as per PMFBY guidelines

• Offers standard PMFBY coverage under government mandate
• Covers yield loss, post-harvest damage
• Covers third-party crop losses via flood/insurance models
• PSU-backed claim settlement under government scheme