Secure Your Workforce, Enhance Productivity
Comprehensive personal accident coverage for your employees at no extra cost
Key Benefits

Comprehensive Coverage
Protects employees against accidents, including death, injury and disability, both on and off the job.

Increased Productivity
Promotes a safer work environment and boosts employee morale with added security.

Cost-Effective
Provides valuable protection at affordable premiums, reducing business liability and healthcare costs.
Plans

IFFCO Tokio
Personal Accident Shield Plan
Coverage Amount: ₹10–25 Lakhs
- Covers accidental death and permanent total/partial disability
- Education grant for dependent children
- Optional medical expense and ambulance cover
- No pre-medical tests required up to certain limits
- Worldwide coverage available

New India Assurance
Personal Accident Policy
Coverage Amount: ₹5–20 Lakhs
- Comprehensive cover for death and disability due to accident
- 24x7 worldwide protection
- Affordable for group/employee coverage
- Family discount available
- Add-on options for medical expenses

United India Insurance
Personal Accident Insurance Plan
Coverage Amount: ₹5–25 Lakhs
- Lump sum payout on accidental death or disability
- Simple documentation and fast issuance
- Covers temporary total disability as add-on
- Suitable for salaried employees and workers
- Peace of mind with government-backed insurer

ICICI Lombard
Personal Protect Policy
Coverage Amount: ₹10–50 Lakhs
- 24x7 accidental death & disability coverage
- Instant policy issuance online
- Add-ons for hospital cash and ambulance charges
- Optional cover for burns and fractures
- High claim settlement reputation

HDFC ERGO
Accident Suraksha Plan
Coverage Amount: ₹5–30 Lakhs
- Coverage for accidental death, permanent and partial disability
- No medical check-up required
- Weekly benefit for temporary total disability (optional)
- Children’s education and family transportation benefit
- Lifetime renewability

Oriental Insurance
Janata Personal Accident Policy
Coverage Amount: ₹1–10 Lakhs
- Low-cost personal accident plan ideal for employee groups
- Covers accidental death and permanent disability
- Easy claim process with government insurer
- Flexible sum insured options
- Suitable for small businesses and SMEs
Frequently Asked Questions
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