Secure Your Golden Years with Senior Citizen Coverage
Comprehensive accident coverage for your golden years
Key Benefits

Financial Protection
Coverage for accidental injuries or death, ensuring financial security.

Emergency Medical Coverage
Support for hospital stays, treatments and medical expenses.

Peace of Mind
24/7 assistance and dedicated support designed for senior citizens.
Plans

IFFCO Tokio
Personal Accident Individual Plan
Premium: ₹600/year*
Coverage Amount: ₹2–15 Lakhs
- Covers accidental death, permanent total & partial disability
- Offers child education and transportation benefits
- Worldwide coverage including repatriation expenses
- Lifelong renewability with minimal documentation
- Quick and transparent claim process

New India Assurance
Janata Personal Accident Policy
Premium: ₹500/year*
Coverage Amount: ₹1–25 Lakhs
- Simple, low-cost cover for accidental death or disability
- Premium remains fixed irrespective of age or location
- Optional higher sum insured for senior citizens
- Available for individuals aged 18–70 years
- Flexible policy term up to 5 years

United India Insurance
Personal Accident Policy (Individual)
Premium: ₹650/year*
Coverage Amount: ₹2–20 Lakhs
- Comprehensive cover for accidental death & disablement
- No medical tests required for entry
- Available for individuals up to 80 years of age
- Educational grant for dependent children included
- Affordable protection for fixed income seniors

ICICI Lombard
Personal Protect Policy
Premium: ₹850/year*
Coverage Amount: ₹5–25 Lakhs
- Lump-sum payout for accidental death and disability
- In-built hospital daily cash allowance
- No pre-policy medical check-up for up to 60 years
- Option to add temporary total disablement cover
- 24x7 worldwide coverage

HDFC ERGO
Personal Accident Insurance Plan
Premium: ₹700/year*
Coverage Amount: ₹5–20 Lakhs
- Full payout for accidental death or permanent disability
- Emergency ambulance charges covered
- Educational benefit for dependent children
- Wide network of partner hospitals
- Renew anytime up to age 70+

Oriental Insurance
Personal Accident Policy
Premium: ₹550/year*
Coverage Amount: ₹2–15 Lakhs
- Covers accidental death and disablement (total/partial)
- Ideal for individuals up to 80 years of age
- Family discount available if purchased together
- Educational grant and funeral expense benefit
- Minimal paperwork and fast claim service
Frequently Asked Questions
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