Protect Your Business from Third-Party Risks
Coverage for injury, property damage and legal costs — stay secure, stay compliant
Key Benefits

Covers Third-Party Injuries
Protects against legal claims for bodily harm.

Property Damage Protection
Covers accidental damage to third-party property.

Legal Expense Coverage
Pays for legal defense and settlement costs.
Plans

Iffco Tokio
Public Liability Non-Industrial Insurance
Coverage Amount: Third-party bodily injury & property damage with legal defense
- Covers third-party injury, death & property damage
- Includes legal defense costs & compensations up to policy limits
- Optional add-ons: pollution liability, multi-location coverage, premises extensions
- Extra premium covers convulsions of nature
- Suitable for facilities like food stalls, beauty parlours, sports events

New India Assurance
Public Liability Insurance
Coverage Amount: Non-industrial, industrial & statutory PL Act risks
- Third-party injury, accidental death, property damage covered
- Legal defense & retroactive protection on renewals
- Available for non-industrial, industrial & statutory PL Act risks
- Add-ons: pollution risk, transport liability, natural calamity exposures

United India Insurance
Public Liability Plans
Coverage Amount: Industrial and non-industrial liability coverage
- PSU-backed core protection: bodily injury, property damage, legal costs
- Options for industrial and non-industrial operations
- Multi-site coverage & customizable extensions (pollution, tenancy, events)

ICICI Lombard
Public Liability Insurance (Industrial & Non-Industrial)
Coverage Amount: AOA/AOY configurable limits
- Covers third-party injury, death & property damage
- Includes legal defense, investigation & settlement costs
- Flexible structure with limits for “Any One Accident” (AOA) & “Any One Year” (AOY)
- Add-ons: goods in custody, food & beverage, sports facilities, pollution, act of God
- Discounts for higher excess

HDFC Ergo
Public Liability Insurance
Coverage Amount: Industrial, non-industrial & event-based exposures
- Protects against third-party injury, death, property damage from operations
- Legal costs, settlements, court expenses covered
- Optional add-ons: pollution liability, tenant’s liability, product liability, professional cover
- Suitable for industrial, non-industrial & event-based exposures

Oriental Insurance
Public Liability Insurance
Coverage Amount: PSU-level third-party liability coverage
- Covers bodily injury & property damage
- Multi-premises coverage & industrial risk endorsements
- Add-ons: pollution, tenant’s, natural calamities, transport liability
Frequently Asked Questions
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