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Protect Your Business from Third-Party Risks

Coverage for injury, property damage and legal costs — stay secure, stay compliant

Key Benefits

Covers Third-Party Injuries

Covers Third-Party Injuries

Protects against legal claims for bodily harm.

Property Damage Protection

Property Damage Protection

Covers accidental damage to third-party property.

Legal Expense Coverage

Legal Expense Coverage

Pays for legal defense and settlement costs.

Plans

Iffco Tokio logo

Iffco Tokio

Public Liability Non-Industrial Insurance

Premium: ₹10,000/year

Coverage Amount: Third-party bodily injury & property damage with legal defense

  • Covers third-party injury, death & property damage
  • Includes legal defense costs & compensations up to policy limits
  • Optional add-ons: pollution liability, multi-location coverage, premises extensions
  • Extra premium covers convulsions of nature
  • Suitable for facilities like food stalls, beauty parlours, sports events
New India Assurance logo

New India Assurance

Public Liability Insurance

Premium: ₹5,000/year

Coverage Amount: Non-industrial, industrial & statutory PL Act risks

  • Third-party injury, accidental death, property damage covered
  • Legal defense & retroactive protection on renewals
  • Available for non-industrial, industrial & statutory PL Act risks
  • Add-ons: pollution risk, transport liability, natural calamity exposures
United India Insurance logo

United India Insurance

Public Liability Plans

Premium: ₹6,000 annually

Coverage Amount: Industrial and non-industrial liability coverage

  • PSU-backed core protection: bodily injury, property damage, legal costs
  • Options for industrial and non-industrial operations
  • Multi-site coverage & customizable extensions (pollution, tenancy, events)
ICICI Lombard logo

ICICI Lombard

Public Liability Insurance (Industrial & Non-Industrial)

Premium: ₹10,000/year

Coverage Amount: AOA/AOY configurable limits

  • Covers third-party injury, death & property damage
  • Includes legal defense, investigation & settlement costs
  • Flexible structure with limits for “Any One Accident” (AOA) & “Any One Year” (AOY)
  • Add-ons: goods in custody, food & beverage, sports facilities, pollution, act of God
  • Discounts for higher excess
HDFC Ergo logo

HDFC Ergo

Public Liability Insurance

Premium: ₹10,000/year

Coverage Amount: Industrial, non-industrial & event-based exposures

  • Protects against third-party injury, death, property damage from operations
  • Legal costs, settlements, court expenses covered
  • Optional add-ons: pollution liability, tenant’s liability, product liability, professional cover
  • Suitable for industrial, non-industrial & event-based exposures
Oriental Insurance logo

Oriental Insurance

Public Liability Insurance

Premium: ₹6,000 annually

Coverage Amount: PSU-level third-party liability coverage

  • Covers bodily injury & property damage
  • Multi-premises coverage & industrial risk endorsements
  • Add-ons: pollution, tenant’s, natural calamities, transport liability

Frequently Asked Questions

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