Smart Coverage for Every Shop Owner
Protect your shop from unexpected losses with flexible, all-in-one coverage
Key Benefits

Asset Protection
Covers inventory, property and equipment from damage or theft.

Liability Coverage
Protects against third-party claims for injuries or damages.

Business Continuity
Ensures income stability in case of interruptions or unforeseen events.
Plans

Iffco Tokio
Shop Insurance (Business-Protector Plan)
Coverage Amount: Declared values for building, contents, glass and neon
- Covers shop structure & contents, including furniture, stock & fixtures
- Protection from fire, burglary, flood, earthquake, riot & more
- Optional liability cover (tenant’s, employer’s liability)
- Covers neon signs, glass breakage and cash-in-safe theft
- Fast claim settlement via mobile/app

New India Assurance
Shop Insurance Policy
Coverage Amount: Based on declared values per risk section
- Covers fire, burglary, riots & allied perils on premises and contents
- Stocks-in-transit and personal accident for staff available
- Optional covers: employee dishonesty, exhibitions
- IRDAI-regulated tariff ensures clarity & fairness
- Nationwide survey & support network

United India Insurance
Shopkeeper’s Insurance
Coverage Amount: Declared sums per asset category
- Covers shop premises, stock, fixtures & fittings against fire, theft & allied perils
- Includes goods-in-transit and employee custody coverage
- Extensions for burglary, disaster, dishonesty
- Clear sectional coverage; easy per-item declarations
- IRDAI-regulated for consistent claims handling

ICICI Lombard
Shop Insurance
Coverage Amount: Declared values for building, contents, cash, fixtures, signs
- Structure & contents protected against fire, burglary, flood, earthquake, fraud
- Covers cash-in-safe, neon signs, glass breakage, cheque forgery
- Includes liability claims and accidental benefits
- Add-ons: employer’s liability, personal accident, terrorism
- Fast claims process with minimal paperwork

HDFC Ergo
Shop Insurance
Coverage Amount: Declared sums for structure, contents, signage, cash
- Protects shop premises, stock, signage, fixtures & fittings
- Covers fire, burglary, flooding, theft in transit, employee custody
- Add-ons: earthquake, riot, dishonesty, exhibition
- Modern claims process with quick settlements
- Customizable policy structure for shop-specific needs

Oriental Insurance
Shop Insurance
Coverage Amount: Sections based on declared values
- Covers building, stock, contents from fire, theft, riot, flood & other perils
- Includes goods-in-transit, employee-held goods, cash-in-safe
- Optional covers: burglary, dishonesty, employer liability
- IRDAI-regulated tariffs ensure predictability
- Strong regional presence for fast claims
Frequently Asked Questions
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