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Smart Coverage for Every Shop Owner

Protect your shop from unexpected losses with flexible, all-in-one coverage

Key Benefits

Asset Protection

Asset Protection

Covers inventory, property and equipment from damage or theft.

Liability Coverage

Liability Coverage

Protects against third-party claims for injuries or damages.

Business Continuity

Business Continuity

Ensures income stability in case of interruptions or unforeseen events.

Plans

Iffco Tokio logo

Iffco Tokio

Shop Insurance (Business-Protector Plan)

Premium: 0.1% of insured sum

Coverage Amount: Declared values for building, contents, glass and neon

  • Covers shop structure & contents, including furniture, stock & fixtures
  • Protection from fire, burglary, flood, earthquake, riot & more
  • Optional liability cover (tenant’s, employer’s liability)
  • Covers neon signs, glass breakage and cash-in-safe theft
  • Fast claim settlement via mobile/app
New India Assurance logo

New India Assurance

Shop Insurance Policy

Premium: 0.1% of insured value

Coverage Amount: Based on declared values per risk section

  • Covers fire, burglary, riots & allied perils on premises and contents
  • Stocks-in-transit and personal accident for staff available
  • Optional covers: employee dishonesty, exhibitions
  • IRDAI-regulated tariff ensures clarity & fairness
  • Nationwide survey & support network
United India Insurance logo

United India Insurance

Shopkeeper’s Insurance

Premium: 0.1% of insured amount

Coverage Amount: Declared sums per asset category

  • Covers shop premises, stock, fixtures & fittings against fire, theft & allied perils
  • Includes goods-in-transit and employee custody coverage
  • Extensions for burglary, disaster, dishonesty
  • Clear sectional coverage; easy per-item declarations
  • IRDAI-regulated for consistent claims handling
ICICI Lombard logo

ICICI Lombard

Shop Insurance

Premium: 0.15% of insured value

Coverage Amount: Declared values for building, contents, cash, fixtures, signs

  • Structure & contents protected against fire, burglary, flood, earthquake, fraud
  • Covers cash-in-safe, neon signs, glass breakage, cheque forgery
  • Includes liability claims and accidental benefits
  • Add-ons: employer’s liability, personal accident, terrorism
  • Fast claims process with minimal paperwork
HDFC Ergo logo

HDFC Ergo

Shop Insurance

Premium: 0.12% of insured value

Coverage Amount: Declared sums for structure, contents, signage, cash

  • Protects shop premises, stock, signage, fixtures & fittings
  • Covers fire, burglary, flooding, theft in transit, employee custody
  • Add-ons: earthquake, riot, dishonesty, exhibition
  • Modern claims process with quick settlements
  • Customizable policy structure for shop-specific needs
Oriental Insurance logo

Oriental Insurance

Shop Insurance

Premium: 0.1% of insured sum

Coverage Amount: Sections based on declared values

  • Covers building, stock, contents from fire, theft, riot, flood & other perils
  • Includes goods-in-transit, employee-held goods, cash-in-safe
  • Optional covers: burglary, dishonesty, employer liability
  • IRDAI-regulated tariffs ensure predictability
  • Strong regional presence for fast claims

Frequently Asked Questions

Trusted by Leading Insurance Partners

We work with the industry's most reputable insurance providers to bring you the best coverage options

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