Protect Your Business from Customer Payment Defaults
Credit Insurance protects receivables, ensuring cash flow and growth
Key Benefits

Protects Against Non-Payment
Covers losses from insolvency or defaults.

Improves Cash Flow
Ensures steady revenue despite payment delays.

Enables Safer Growth
Expand confidently with more credit offerings.
Plans

Iffco Tokio
Credit Insurance (Export & Domestic)
Coverage Amount: Up to 100% of declared turnover per policy period
- Protects against buyer insolvency or delayed payments
- Covers political risks (e.g., import license cancellation, moratorium)
- Includes protracted default by government entities
- Extends import credit risk protection
- Backed by Coface’s global credit expertise

New India Assurance
Trade Credit Insurance
Coverage Amount: Declared per-shipment or total annual receivable
- Covers non-payment, insolvency, political events
- Customizable for domestic or export receivables
- Protects loading/unloading and transit for goods on credit
- Tailored for regular exporters & distributors
- Flexible single-shipment or annual cover

United India Insurance
Credit & Trade Receivables Insurance
Coverage Amount: Up to declared annual receivables
- Guards against buyer insolvency and protracted defaults
- Suitable for domestic and export credit sales
- Annual open policy with periodic declarations
- Optional coverage for riots, strikes, war perils
- Simplified risk management for receivable portfolios

ICICI Lombard
Globalliance Credit Insurance
Coverage Amount: Based on turnover; up to 90% invoice value
- Covers commercial default: non-payment, insolvency
- Includes political risks: war, import cancellation, moratoria
- Insures 70–90% of invoice value
- Supports financing arrangements via insured receivables
- Offers early-strike alerts to minimize exposure

HDFC Ergo
Credit Insurance
Coverage Amount: Based on declared credit sales
- Guards against buyer default and insolvency
- Covers export political risks (moratoria, cancellation)
- Offers flexible single or annual transaction coverage
- Monitors buyer risk for early alerts
- Simplified claim settlements

Oriental Insurance
Credit/Receivables Insurance
Coverage Amount: Declared turnover-based receivables
- Covers insolvency, non-payment, protracted default
- Includes optional political-risk cover for exports
- Suitable for domestic & export credit portfolios
- Annual open cover—declare receivables as used
- IRDAI-regulated, reliable claims via regional network
Frequently Asked Questions
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