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Protect Your Business from Customer Payment Defaults

Credit Insurance protects receivables, ensuring cash flow and growth

Key Benefits

Protects Against Non-Payment

Protects Against Non-Payment

Covers losses from insolvency or defaults.

Improves Cash Flow

Improves Cash Flow

Ensures steady revenue despite payment delays.

Enables Safer Growth

Enables Safer Growth

Expand confidently with more credit offerings.

Plans

Iffco Tokio logo

Iffco Tokio

Credit Insurance (Export & Domestic)

Premium: % of insured turnover

Coverage Amount: Up to 100% of declared turnover per policy period

  • Protects against buyer insolvency or delayed payments
  • Covers political risks (e.g., import license cancellation, moratorium)
  • Includes protracted default by government entities
  • Extends import credit risk protection
  • Backed by Coface’s global credit expertise
New India Assurance logo

New India Assurance

Trade Credit Insurance

Premium: 0.10% of turnover

Coverage Amount: Declared per-shipment or total annual receivable

  • Covers non-payment, insolvency, political events
  • Customizable for domestic or export receivables
  • Protects loading/unloading and transit for goods on credit
  • Tailored for regular exporters & distributors
  • Flexible single-shipment or annual cover
United India Insurance logo

United India Insurance

Credit & Trade Receivables Insurance

Premium: 0.10% of credit turnover

Coverage Amount: Up to declared annual receivables

  • Guards against buyer insolvency and protracted defaults
  • Suitable for domestic and export credit sales
  • Annual open policy with periodic declarations
  • Optional coverage for riots, strikes, war perils
  • Simplified risk management for receivable portfolios
ICICI Lombard logo

ICICI Lombard

Globalliance Credit Insurance

Premium: % of insured turnover

Coverage Amount: Based on turnover; up to 90% invoice value

  • Covers commercial default: non-payment, insolvency
  • Includes political risks: war, import cancellation, moratoria
  • Insures 70–90% of invoice value
  • Supports financing arrangements via insured receivables
  • Offers early-strike alerts to minimize exposure
HDFC Ergo logo

HDFC Ergo

Credit Insurance

Premium: 0.10% of sales

Coverage Amount: Based on declared credit sales

  • Guards against buyer default and insolvency
  • Covers export political risks (moratoria, cancellation)
  • Offers flexible single or annual transaction coverage
  • Monitors buyer risk for early alerts
  • Simplified claim settlements
Oriental Insurance logo

Oriental Insurance

Credit/Receivables Insurance

Premium: 0.10% of credit turnover

Coverage Amount: Declared turnover-based receivables

  • Covers insolvency, non-payment, protracted default
  • Includes optional political-risk cover for exports
  • Suitable for domestic & export credit portfolios
  • Annual open cover—declare receivables as used
  • IRDAI-regulated, reliable claims via regional network

Frequently Asked Questions

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