Protect What Matters When the Ground Shakes
Get comprehensive coverage against Earthquakes and Volcanic Eruptions
Key Benefits
Property Damage Coverage
Covers repair or replacement costs for homes, buildings and structures damaged by earthquakes or volcanic eruptions.
Contents Protection
Includes coverage for personal belongings, furniture and appliances damaged due to ground shaking or ashfall.
Temporary Living Expenses
Pays for alternate accommodation and essential living costs if your home becomes uninhabitable.
Plans
Iffco Tokio
Earthquake & Volcanic Add-On (Fire & Special Perils Policy)
Coverage Amount: ₹5 lakh to ₹100 crore+ (flexible)
- Covers total/partial damage to structure & contents due to earthquakes
- Volcanic eruption damage covered as a natural catastrophe peril
- Add-on to fire & property insurance for full protection
- Ideal for seismic-prone residential and commercial assets
- Rapid claim settlement with digital documentation
New India Assurance
EQ & Volcanic Activity Cover (SFSP Add-On)
Coverage Amount: ₹2 lakh to ₹100 crore+
- Protects against shock, tremor and volcanic eruptions
- Covers building, contents, stock, plant & machinery
- Optional add-on under Standard Fire & Special Perils policy
- Available for homes, factories, warehouses, offices
- Government-regulated premiums ensure transparency
United India Insurance
Earthquake Extension (Fire & Allied Perils)
Coverage Amount: ₹1 lakh to ₹75 crore
- Covers damage from seismic activity & volcanic eruption
- Structural collapse, content damage and fire post-earthquake covered
- Ideal for both private and commercial structures
- Claims processed based on structural integrity reports
- Comprehensive add-on under fire insurance policy
ICICI Lombard
Earthquake & Volcanic Risk Cover (Fire Policy Add-on)
Coverage Amount: ₹5 lakh to ₹100 crore
- Provides full protection against earthquake shocks & volcanic impact
- Applicable to residential, industrial & commercial buildings
- Covers fire following quake, structural damage and loss of contents
- Easy claim filing via mobile or portal
- Includes post-disaster inspection assistance
HDFC Ergo
Earthquake & Volcanic Activity Cover (Standard Fire Policy Add-on)
Coverage Amount: ₹2 lakh to ₹50 crore+
- Comprehensive coverage for ground shaking, lava damage and structural failure
- Ideal for seismic zones III, IV and V properties
- Easy to attach as an extension to fire or home policies
- Quick claims with on-ground surveyor assistance
- App-enabled claim tracking and instant document upload
Oriental Insurance
Earthquake/Volcanic Risk Add-on (Fire & Special Perils)
Coverage Amount: ₹1 lakh to ₹100 crore
- Covers losses due to tremors, volcanic eruptions, fire following quake
- Suits commercial complexes, warehouses & homes in high-risk areas
- Structured payouts based on building material type & location
- IRDAI-compliant with consistent claim support
- Add-on available with minimal paperwork
Frequently Asked Questions
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