Extra Health Coverage, Extra Care
Top-Up health plans to safeguard your team’s health
Key Benefits

Enhanced Coverage at Low Cost
Higher coverage limits at a lower premium for big medical expenses.

Ideal for High Medical Bills
Covers costs beyond your base plan after a deductible is met.

Flexible Deductible Options
Customize your plan with various deductible options to suit your needs.
Plans

ManipalCigna
ProHealth Group Top-Up
Premium: ₹900/year*
Coverage Amount: ₹3–20 Lakhs
- High sum insured options for extended health coverage
- Coverage for pre- & post-hospitalization expenses
- Daycare procedures and organ donor expenses covered
- Cashless treatment at 6,500+ network hospitals
- Tax benefits under Section 80D

Niva Bupa
Health Recharge Top-Up Plan
Premium: ₹1100/year*
Coverage Amount: ₹5–25 Lakhs
- Recharge benefit: reinstates sum insured after exhaustion
- Covers AYUSH treatments and modern procedures
- Pre-existing diseases covered after 12 months
- No room rent cap; full hospital bill coverage
- Cashless treatment in 10,000+ hospitals

Reliance General
Group Super Top-Up Plan
Premium: ₹850/year*
Coverage Amount: ₹3–30 Lakhs
- Affordable premiums for large employee groups
- Coverage starts after deductible threshold is crossed
- In-patient hospitalization, ICU & daycare included
- Maternity & newborn cover (optional)
- Seamless claim support and fast approvals

Care Health Insurance
Enhance Group Plan
Premium: ₹1200/year*
Coverage Amount: ₹5–50 Lakhs
- Pocket-friendly plan to extend base health insurance
- Customizable deductible and sum insured options
- Covers advanced medical treatments and surgeries
- Smooth onboarding for corporates and SMEs
- Includes pre-existing disease cover after waiting period

Aditya Birla Health
Activ Health Group Top-Up
Premium: ₹1000/year*
Coverage Amount: ₹5–40 Lakhs
- Wellness rewards for maintaining good health
- Hospitalization + chronic illness support
- Option to include OPD and maternity benefits
- Health returns that reduce renewal premium
- Large hospital network for cashless claims
Frequently Asked Questions
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