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Protect Your Home, Safeguard Your Future

Comprehensive coverage against fire, theft, natural disasters and more

Key Benefits

All-Round Protection

All-Round Protection

Covers home and belongings from fire, theft and disasters.

Financial Relief

Financial Relief

Reduces expenses during unexpected losses.

Easy Claims

Easy Claims

Quick claims and 24/7 online access.

Plans

Iffco Tokio logo

Iffco Tokio

All-in-One Home Protector / Bharat Griha Raksha

Premium: ₹2,000/year*

Coverage Amount: Up to ₹3–10 crore (structure + contents)

  • Covers fire, natural calamities (e.g., earthquake, flood) and man-made risks (theft, riots)
  • Wide asset coverage: building, appliances, gadgets, furniture, jewellery
  • Includes add-ons: debris removal, architect/surveyor fees, appliance breakdown
  • Auto-escalation of sum insured and coverage during weddings/relocations
  • Optional PA, public liability, burglary and baggage covers
New India Assurance logo

New India Assurance

Griha Suvidha / Bharat Flexi Griha Raksha

Premium: ₹7,000/year*

Coverage Amount: Contents ₹1–10 lakh; structure per declared value

  • Insures structure + contents (auto covers contents up to % of structure)
  • No averaging clause on contents; reinstatement value basis
  • Simplified premiums with fixed rate and 10% annual escalation
  • Auto-claim settlement for small claims (<₹20k)
  • Strong national presence for faster service
United India Insurance logo

United India Insurance

Householder’s Fire & Allied Perils Policy

Premium: Tariff-based

Coverage Amount: Based on declared structure + contents value

  • Covers fire, lightning, explosion, riots, internet acts, burst pipes
  • Sectional clarity for building & contents coverage
  • IRDAI-regulated, predictable tariff
  • Simple documentation and pan-India claim support
  • Wide surveyor and branch network
ICICI Lombard logo

ICICI Lombard

Home Secure (Fire & Allied Perils)

Premium: ₹956/year*

Coverage Amount: Up to ₹2 crore (structure) + ₹1 crore (contents)

  • Covers fire + allied perils including STFI, earthquake, landslide, terrorism
  • Offers reinstatement or market value basis
  • Long-term policies (up to 20 yrs) with attractive discounts
  • Bundle savings for structure + contents
  • Satellite-aided risk surveys for quicker claim resolution
HDFC Ergo logo

HDFC Ergo

Home Secure (Fire & Special Perils)

Premium: ₹956/year*

Coverage Amount: Up to ₹10 crore (structure) + ₹25 lakh (contents)

  • Covers fire & a wide range of perils: STFI, impact, earthquake (add-on)
  • Optional extensions: debris removal, architect fees, liability
  • Annual 10% auto-escalation of sum insured
  • Multi-year policies (up to 15 yrs) at discounted rates
  • Premium rebates for safety features (alarms, detectors)
Oriental Insurance logo

Oriental Insurance

Standard Fire & Special Perils Policy

Premium: Tariff-based

Coverage Amount: Based on declared structure + contents value

  • Covers fire, storm, lightning, explosion, earthquake, subsidence and more
  • Optional burglary, legal & public liability extensions
  • IRDAI tariff-driven for predictable premiums
  • Regional branch network ensures hassle-free claims
  • Flexible: choose declared sum based on property value

Frequently Asked Questions

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We work with the industry's most reputable insurance providers to bring you the best coverage options

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