Protect Your Home, Safeguard Your Future
Comprehensive coverage against fire, theft, natural disasters and more
Key Benefits

All-Round Protection
Covers home and belongings from fire, theft and disasters.

Financial Relief
Reduces expenses during unexpected losses.

Easy Claims
Quick claims and 24/7 online access.
Plans

Iffco Tokio
All-in-One Home Protector / Bharat Griha Raksha
Coverage Amount: Up to ₹3–10 crore (structure + contents)
- Covers fire, natural calamities (e.g., earthquake, flood) and man-made risks (theft, riots)
- Wide asset coverage: building, appliances, gadgets, furniture, jewellery
- Includes add-ons: debris removal, architect/surveyor fees, appliance breakdown
- Auto-escalation of sum insured and coverage during weddings/relocations
- Optional PA, public liability, burglary and baggage covers

New India Assurance
Griha Suvidha / Bharat Flexi Griha Raksha
Coverage Amount: Contents ₹1–10 lakh; structure per declared value
- Insures structure + contents (auto covers contents up to % of structure)
- No averaging clause on contents; reinstatement value basis
- Simplified premiums with fixed rate and 10% annual escalation
- Auto-claim settlement for small claims (<₹20k)
- Strong national presence for faster service

United India Insurance
Householder’s Fire & Allied Perils Policy
Coverage Amount: Based on declared structure + contents value
- Covers fire, lightning, explosion, riots, internet acts, burst pipes
- Sectional clarity for building & contents coverage
- IRDAI-regulated, predictable tariff
- Simple documentation and pan-India claim support
- Wide surveyor and branch network

ICICI Lombard
Home Secure (Fire & Allied Perils)
Coverage Amount: Up to ₹2 crore (structure) + ₹1 crore (contents)
- Covers fire + allied perils including STFI, earthquake, landslide, terrorism
- Offers reinstatement or market value basis
- Long-term policies (up to 20 yrs) with attractive discounts
- Bundle savings for structure + contents
- Satellite-aided risk surveys for quicker claim resolution

HDFC Ergo
Home Secure (Fire & Special Perils)
Coverage Amount: Up to ₹10 crore (structure) + ₹25 lakh (contents)
- Covers fire & a wide range of perils: STFI, impact, earthquake (add-on)
- Optional extensions: debris removal, architect fees, liability
- Annual 10% auto-escalation of sum insured
- Multi-year policies (up to 15 yrs) at discounted rates
- Premium rebates for safety features (alarms, detectors)

Oriental Insurance
Standard Fire & Special Perils Policy
Coverage Amount: Based on declared structure + contents value
- Covers fire, storm, lightning, explosion, earthquake, subsidence and more
- Optional burglary, legal & public liability extensions
- IRDAI tariff-driven for predictable premiums
- Regional branch network ensures hassle-free claims
- Flexible: choose declared sum based on property value
Frequently Asked Questions
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