Protect Against Kidnap, Ransom & Extortion Threats
Coverage for detention, ransom demands and extortion events
Key Benefits

Financial Protection
Covers ransom payments, loss of income and related expenses.

Crisis Response Support
Access to expert negotiators, consultants and legal advisors.

Global Coverage
Protection for individuals and employees anywhere in the world.
Plans

Iffco Tokio
Kidnap, Ransom & Extortion Cover
Premium: ₹4–12 Lakh*
Coverage Amount: Up to ₹40 Cr*
- Covers ransom/extortion payments, loss of ransom in transit, plus medical & personal accident
- Provides for crisis consultants, negotiator fees and legal expenses
- Includes wrongful detention coverage
- Covers product, cyber and criminal extortion events
- 24/7 emergency response and global support

New India Assurance
K&R All Risk Policy
Premium: 3.3k per employee/year*
Coverage Amount: ₹8–40 Cr*
- Covers ransom/extortion, delivery loss, wrongful detention and disappearance
- Includes crisis response consultancy and legal defense
- Covers political violence and threat-only events
- Option for trauma, PR expenses and evacuation
- Customizable limits for employees, families and assets

United India Insurance
Kidnap & Ransom Insurance
Premium: ₹4.29 Lakh/year*
Coverage Amount: ₹40 Cr*
- Comprehensive cover: ransom, extortion, wrongful detention and hijack
- Covers ransom in transit and delivery failures
- Includes crisis management consulting and negotiation
- Includes legal liability & personal accident protection
- Option for business interruption and PR expense add-ons

ICICI Lombard
Kidnap, Ransom & Extortion Cover
Premium: ₹3 Lakh/year* per executive
Coverage Amount: ₹8–40 Cr
- Covers ransom and extortion including cyber extortion threats
- Includes negotiators, crisis consultants and legal costs
- Covers wrongful detention and hostage crisis
- Additional expenses: medical, travel, salary continuation, PR
- Popular with contractors and executives in high-risk zones

HDFC Ergo
Kidnap, Ransom & Extortion Insurance
Premium: ₹3 Lakh/year*
Coverage Amount: ₹8–40 Cr
- Reimburses ransom/extortion payments and transit losses
- Provides negotiators and crisis consultants
- Covers wrongful detention and legal liabilities
- Medical, delivery and personal accident expenses included
- Optional terrorism, evacuation and reputational injury cover

Oriental Insurance
Kidnap & Ransom Cover
Premium: ₹3 Lakh/year* per person
Coverage Amount: Up to ₹40 Cr*
- Covers ransom, extortion and wrongful detention
- Includes ransom delivery/transit, personal accident and legal fees
- Crisis management, medical, and evacuation costs covered
- Optional PR, business interruption, and political violence cover
- Confidential issuance with code names for insured individuals
Frequently Asked Questions
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