Secure Child’s Future with Confidence
Build a strong financial foundation for your child’s dreams with guaranteed savings and protection
Key Benefits
Financial Security
Lump sum payouts at school and college milestones to keep your child’s dreams on track.
Protection Even in Your Absence
If you are no longer around, premiums are waived and your child still receives promised benefits.
Smart Savings with Tax Perks
Disciplined savings with tax benefits under Sections 80C and 10(10D).
Plans
HDFC Life
YoungStar Super Premium
Coverage Amount: ₹10–50 Lakhs
- Dual benefit: Lump sum + regular income for education milestones
- Waiver of future premiums on parent’s death
- Multiple fund options with market-linked returns
- Partial withdrawals allowed for emergencies
- Premium payment flexibility (limited or regular)
Max Life (Axis)
Shiksha Plus Super
Coverage Amount: 10× the annualized premium
- Long-term investment with market-linked growth
- Systematic withdrawals for school/college expenses
- Comprehensive life cover with premium waiver
- Tax savings under Section 80C & 10(10D)
- Fund management options with auto-switching
ICICI Prudential
SmartKid Solution
Coverage Amount: 5× annual premium, with no fixed range
- Goal-based planning with investment + insurance
- Loyalty additions and fund boosters
- Income benefit in case of parent's demise
- Choice of ULIP or traditional variant
- Tax benefits and flexible payout options
Reliance Nippon Life
Child Plan
Coverage Amount: Sum assured starts from ₹25,000 with no upper limit
- Guaranteed lump sum at maturity
- Premium waiver and continued investment on parent’s death
- Loyalty additions for long-term policies
- Annual bonuses to boost maturity corpus
- Life cover plus wealth accumulation
IndiaFirst Life
Little Champ Plan
Coverage Amount: Sum assured starts at ₹1.5L or ₹2L depending on PPT, with no upper limit
- Traditional plan with assured returns
- Enhanced security with waiver of premium benefit
- Policy term aligned with child’s future goals
- Option to add accidental & health riders
- Tax deductions under Section 80C
PNB MetLife
Smart Child Plan
Coverage Amount: 10× annual premium
- ULIP-based growth with fund switch options
- Educational milestone payouts
- Family protection with waiver of premium
- Avail top-up options for higher savings
- Child remains financially covered even after parent's demise
Frequently Asked Questions
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