Protect Yourself with Permanent Partial Disability Coverage
Comprehensive financial protection for life after an accident
Key Benefits

Long-Term Financial Support
Provides compensation for permanent partial disabilities that affect your ability to work.

Income Replacement
Helps replace lost income due to reduced work capacity.

Comprehensive Coverage
Covers various types of partial disabilities, offering protection for a range of impairments.
Plans

IFFCO Tokio
Personal Accident Individual Policy
Premium: ₹550/year*
Coverage Amount: ₹5–20 Lakhs
- Covers partial disability due to accidents
- Lump-sum benefit for permanent partial injuries
- No medical check-up required for policy issuance
- Worldwide coverage for accidental incidents
- Add-on options for hospital expenses

New India Assurance
Personal Accident Policy
Premium: ₹500/year*
Coverage Amount: ₹2–25 Lakhs
- Compensation for specified partial disabilities (limb loss, vision, etc.)
- 24/7 worldwide accident protection
- Family floater option available
- Quick and transparent claim processing
- Discounts for long-term policy purchase

United India Insurance
Personal Accident Insurance
Premium: ₹600/year*
Coverage Amount: ₹5–30 Lakhs
- Fixed benefit payout for PPD due to accidental injury
- Option to include medical expenses as add-on
- Easy claim settlement with minimal paperwork
- Multiple sum insured options based on need
- Flexible policy term options

ICICI Lombard
Personal Protect Plan
Premium: ₹750/year*
Coverage Amount: ₹10–50 Lakhs
- Pays lump sum for permanent partial loss (limbs, fingers, eyes, etc.)
- Instant digital policy issuance
- No pre-policy medical test required
- Emergency ambulance cover included
- Option to cover spouse and children

HDFC ERGO
Personal Accident Plan
Premium: ₹580/year*
Coverage Amount: ₹5–40 Lakhs
- Financial cover for loss of limb, sight or mobility
- Coverage valid across the globe
- Add-ons available: hospitalization, daily allowance
- Policy issued within minutes online
- Covers both salaried and self-employed individuals

Oriental Insurance
Janata Personal Accident Policy
Premium: ₹400/year*
Coverage Amount: ₹1–10 Lakhs
- Simple and affordable coverage for PPD
- Suitable for individuals and families
- Guaranteed payout for defined partial disabilities
- Coverage for fractures, loss of function, etc.
- Available in urban and rural areas alike
Frequently Asked Questions
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