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Secure Your Future with Permanent Total Disability Cover

Comprehensive protection as part of your personal accident insurance

Key Benefits

Lifetime Financial Support

Lifetime Financial Support

Receive a lump sum payout in case of permanent disability.

Comprehensive Coverage

Comprehensive Coverage

Protection against a range of disabling accidents.

No Premium Hike

No Premium Hike

Enjoy stable premiums for the duration of your policy.

Plans

IFFCO Tokio logo

IFFCO Tokio

Personal Accident Individual Policy

Premium: ₹350/year*

Coverage Amount: ₹5–25 Lakhs

  • Covers accidental death and permanent total disability
  • Education benefit for dependent children
  • Ambulance and medical transport expenses covered
  • Family transportation to hospital included
  • Quick claim settlement support
New India Assurance logo

New India Assurance

Personal Accident Policy

Premium: ₹280/year*

Coverage Amount: ₹2–20 Lakhs

  • Lump sum payout for permanent total disability
  • Worldwide coverage, 24x7 protection
  • Optional coverage for temporary disability and medical expenses
  • Discounts on group/family coverage
  • Simple proposal process with no medical tests
United India Insurance logo

United India Insurance

Personal Accident Insurance

Premium: ₹300/year*

Coverage Amount: ₹5–25 Lakhs

  • Full sum assured on permanent total disability
  • Covers loss of limbs, vision and mobility
  • Add-on options for hospital expenses and education benefits
  • Renewable lifelong without hassle
  • Trusted government-backed insurer
ICICI Lombard logo

ICICI Lombard

Personal Protect Plan

Premium: ₹450/year*

Coverage Amount: ₹10–50 Lakhs

  • 100% payout on permanent total disability
  • Coverage for accidents at work, home or travel
  • Option to include accidental hospitalization
  • Hassle-free online policy issuance
  • No medical check-up needed for most applicants
HDFC ERGO logo

HDFC ERGO

Accident Protection Plan

Premium: ₹400/year*

Coverage Amount: ₹5–40 Lakhs

  • Comprehensive PTD benefit with accidental death cover
  • Education grant for children on claim
  • Covers permanent loss of speech, limbs, eyesight
  • Free renewal health check-ups included
  • Quick and easy claim service
Oriental Insurance logo

Oriental Insurance

Personal Accident Policy

Premium: ₹320/year*

Coverage Amount: ₹2–20 Lakhs

  • Permanent total disability cover with structured benefits
  • Covers both salaried and self-employed individuals
  • Cumulative bonus on no claims
  • Family cover available with discounted premium
  • Reimbursement for funeral expenses and repatriation

Frequently Asked Questions

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