Stay Protected with Temporary Total Disability Coverage
Comprehensive accident insurance for income replacement during disability
Key Benefits

Income Replacement
Provides financial support if you are unable to work due to an accident.

Expense Coverage
Helps cover medical bills and daily living expenses during recovery.

Peace of Mind
Ensures financial stability during temporary disability, reducing stress and worry.
Plans

IFFCO Tokio
Personal Accident Individual Policy
Premium: ₹750/year*
Coverage Amount: ₹5–25 Lakhs
- Weekly compensation during recovery from TTD
- Covers accidental injuries, fractures and hospitalization
- Medical expense reimbursement included
- Add-on options: ambulance charges, child education benefit
- 24/7 worldwide accident coverage

New India Assurance
Personal Accident Policy
Premium: ₹600/year*
Coverage Amount: ₹2–20 Lakhs
- TTD benefit with fixed weekly income for up to 100 weeks
- Coverage for accidental hospitalization and surgeries
- Optional family floater for broader protection
- Low waiting period and hassle-free claims
- Covers loss of income due to temporary disablement

United India Insurance
Personal Accident Policy
Premium: ₹700/year*
Coverage Amount: ₹3–25 Lakhs
- Weekly payout during total temporary disability recovery
- Broad coverage for fractures, dislocations and burns
- Lump-sum benefit on death or permanent disability
- Easy claim process and high acceptance ratio
- Option to cover spouse and children

ICICI Lombard
Personal Protect Policy
Premium: ₹950/year*
Coverage Amount: ₹5–50 Lakhs
- Weekly income for TTD up to ₹25,000 per week
- Ambulance and medical reimbursement included
- Instant policy issuance with minimal documentation
- Optional add-ons: accidental OPD, travel cover
- Covers loss of income during recovery period

HDFC ERGO
Personal Accident Insurance Plan
Premium: ₹850/year*
Coverage Amount: ₹5–40 Lakhs
- TTD payout for loss of earning capacity post-accident
- Daily cash benefit during hospitalization (optional)
- Double indemnity in case of travel-related accidents
- Covers burns, fractures and temporary immobility
- Renewability up to age 70 without health check-up

Oriental Insurance
Janata Personal Accident Policy
Premium: ₹300/year*
Coverage Amount: ₹1–10 Lakhs
- TTD cover with weekly income for up to 104 weeks
- Affordable plan designed for individuals and families
- Financial protection against accidental income loss
- Special premium rates for low-income groups
- Government-recognized, trusted coverage
Frequently Asked Questions
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