Protect Your Assets from Natural Disasters
Covers losses from storms, floods and heavy rains to keep your business secure
Key Benefits
Financial Protection
Covers damage repair costs from natural disasters.
Peace of Mind
Stay secure knowing you are protected during extreme weather.
Quick Recovery
Ensures faster restoration and claims support after events.
Plans
STFI Insurance Cover
Under Fire & Special Perils Policy
Coverage Amount: ₹5 lakh to ₹50+ crore (customizable)
- Comprehensive protection against storm, flood, cyclone, tempest and inundation
- Covers structural and content damage (residential, commercial, industrial)
- Optional add-on under standard fire insurance
- Fast claim processing with expert assessment
- Suitable for individuals, SMEs & large enterprises
New India Assurance
STFI Coverage (Standard Fire & Special Perils)
Coverage Amount: ₹2 lakh to ₹100 crore (scalable)
- Covers loss or damage from storm, cyclone, flood and inundation
- Protects both movable and immovable property
- Add-on available for business interruption
- Ideal for retail shops, factories, apartments
- Backed by strong public-sector claim network
United India Insurance
STFI Protection (Fire & Allied Perils Policy)
Coverage Amount: ₹1 lakh to ₹75 crore
- Safeguards against storm, flood, tempest, hurricane, etc.
- Applicable to homes, warehouses, factories and offices
- Includes contents and building structure
- Optional cover for machinery damage due to water ingress
- Efficient state-wide claim handling
ICICI Lombard
STFI Risk Cover (Part of Fire Insurance Policy)
Coverage Amount: ₹5 lakh to ₹100 crore
- Covers natural disaster damages: cyclone, flood, heavy rainfall
- Instant digital policy issuance
- Bundled with fire & special peril cover
- Customizable add-ons for high-risk zones
- Ideal for SMEs and industrial properties
HDFC Ergo
STFI Add-on Cover (Standard Fire Policy)
Coverage Amount: ₹2 lakh to ₹50 crore (or more on request)
- Covers physical loss due to storm, cyclone, floods & inundation
- Suits commercial, residential and industrial assets
- Seamless digital claim registration
- Optional loss of profit (business interruption) cover
- End-to-end claim support with app integration
Oriental Insurance
STFI Coverage (Fire & Special Perils Insurance)
Coverage Amount: ₹1 lakh to ₹100 crore (flexible)
- Covers flood, storm, cyclone and inundation events
- Applicable to residential buildings, stocks and business assets
- Add-ons available for earthquake, terrorism and BI cover
- Transparent government-linked premium structure
- Fast regional claim settlement support
Frequently Asked Questions
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